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Skit.ai

by Skit.ai

AI debt collection agents across voice, SMS and chat

Reviewed by the the30top research team · Last reviewed 2026-10-27

Overview

Skit.ai builds AI agents for debt collection that handle routine follow-ups, capture promises to pay and hand disputes to humans. It lists SOC 2, PCI-DSS and ISO 27001, and aligns with FDCPA, TCPA and Regulation F. Pricing is not published, though the site mentions performance based pricing for an India collections use case. It is narrowly focused on collections, so it is a poor match for general sales or support calling.

Our verdict

A specialist choice for collections teams that care about FDCPA and TCPA alignment. Look elsewhere for non-collections calling.

Best for

Collection agencies, lenders and creditors that want AI to handle routine outbound follow-up.

Avoid if

You need a general sales or support voice agent.

Pros

  • Purpose built for collections
  • Published compliance and regulation alignment
  • Wide payment and contact center integrations

Cons

  • No public pricing
  • Narrow use case beyond collections
  • Company background not listed on the homepage

Key capabilities

Outbound collections callsPromise to pay capture and negotiationHuman handoff for disputesVoice, SMS, email and chat channelsPayment platform integrationsCompliance alignment with FDCPA and TCPA

Frequently asked questions

What does Skit.ai do?

It provides AI agents for debt collection across voice, SMS, email and chat.

How much does Skit.ai cost?

Pricing is not published. The site mentions performance based pricing for one use case.

Is Skit.ai compliant?

The site lists SOC 2, PCI-DSS and ISO 27001, with alignment to FDCPA, TCPA and Regulation F.

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