Upflow
by Upflow
AR agents for collections and cash application
Reviewed by the the30top research team · Last reviewed 2026-10-27
Overview
Upflow's Collections Agent drafts outreach grounded in AR history across email, SMS, calls and letters, a Cash App Agent matches complex payments with exception workflows and real-time ERP sync, and an Insights Agent answers AR questions, including from Claude and ChatGPT through its MCP server. You set how much freedom agents get, from suggestion-only to fully autonomous. Paid plans are quote-based on a revenue and invoice-volume band plus a $390 monthly platform fee, so cost is not obvious until you ask, though a free Discover tier shows AR visibility.
Our verdict
A well-scoped AR agent platform with a useful free entry point and honest autonomy controls. Get the quote early, since the platform fee and volume bands drive cost.
Best for
B2B finance teams that want collections and cash application agents with a controllable level of autonomy.
Avoid if
You need a fixed list price for every tier or an AP automation suite.
Pros
- Free Discover tier and no seat fees
- Autonomy dial per agent
- SOC 2 Type 2 and GDPR stated on the site
Cons
- Paid plan prices are quote-only
- Plans are capped by invoice volume and revenue
- Some ERP connectors are marked coming soon
Key capabilities
Frequently asked questions
Does Upflow have a free plan?
Yes. The pricing page lists a Discover plan that is free forever and gives AR dashboards and insights.
How much autonomy do the agents have?
You choose, from suggestion-only to fully autonomous.
Can I query Upflow from Claude or ChatGPT?
Yes. The site describes an MCP server for Claude, ChatGPT and Copilot.