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Sage Expense Management (Fyle)

by Sage

AI expense coding on the credit cards you already have

Reviewed by the the30top research team · Last reviewed 2026-10-27

Overview

Formerly Fyle, Sage Expense Management prompts employees by text when a card is swiped, extracts receipt data with OCR, matches receipts to transactions and syncs coded expenses to accounting software. It supports multi-level approvals and manual review of flagged policy violations. It works on cards you already hold rather than issuing its own, which keeps switching cost low but means it does not replace a spend platform, and the pricing page lists no free trial.

Our verdict

A pragmatic, low-disruption way to automate expense coding and receipt matching. It stays narrow by design, so it will not cover AP or close.

Best for

Small and mid-sized teams that keep their current cards and want automated receipts and coding.

Avoid if

You want cards, bill pay and expenses consolidated on one platform.

Pros

  • Works on existing credit cards
  • Public per-active-user pricing
  • Implementation typically two to four weeks

Cons

  • No free trial listed on the pricing page
  • Does not issue cards or replace a spend platform
  • Annual billing with user minimums

Key capabilities

SMS receipt capture on card swipeOCR extraction of merchant, date and amountAI matching of receipts to card transactionsPolicy checks with flagged violationsMulti-level and project-based approvalsAccounting sync and ACH reimbursements

Frequently asked questions

How much does Sage Expense Management cost?

The pricing page lists Growth at $11.99 and Business at $14.99 per active user per month, billed annually.

How long does implementation take?

The site says typically two to four weeks.

Does it issue its own cards?

No. It works with the company credit cards you already use.

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