Plooto

Plooto is an all-in-one payment automation platform designed to streamline accounts payable and receivable for small businesses, accounting firms, and finance teams. The software eliminates time-consuming manual tasks such as cheque mailing, duplicate data entry, and invoice chasing by automating the full payment cycle — from scheduling and sending payments to collecting funds from clients through pre-authorized debit (PAD) agreements and credit card acceptance. One of Plooto's standout capabilities is its seamless two-way integration with QuickBooks Online, Xero, and NetSuite, which keeps accounting records automatically reconciled without requiring additional manual effort. The platform also supports international payments, multi-level approval workflows, and customizable user permissions, giving finance teams the controls they need to manage spending, reduce fraud risk, and maintain clear audit trails — even when approvers are working remotely. Designed primarily for small businesses and accounting professionals, Plooto is particularly well-suited for bookkeepers, controllers, and business owners who need a centralized, secure hub to manage vendor payments and client collections without juggling multiple tools. With built-in encryption, PCI-compliant infrastructure, and real-time payment tracking, Plooto helps organizations improve cash flow visibility while significantly reducing the administrative burden of day-to-day financial operations.