Copilot Money
by Copilot Money
Spending, budgets and net worth with auto-categorization
Reviewed by the the30top research team · Last reviewed 2026-10-27
Overview
Copilot Money pulls accounts into one design-led dashboard and says its AI learns your spending patterns and tags every transaction automatically. It also offers rollover budgets, subscription spotting, live performance estimates and real estate tracking. It is available on web, iPhone, iPad and Mac only, so Android users are out of luck, and the public pages describe the AI as automation rather than a chat coach.
Our verdict
A polished option for Apple households that value automatic categorization and a clean interface. Look elsewhere if you need Android support or a chat-style assistant.
Best for
Apple users who want a polished budgeting and net worth app with automatic categorization.
Avoid if
You use Android or want a conversational AI coach.
Pros
- Automatic tagging of every transaction
- Clean apps for iPhone, iPad, Mac and web
- Tracks investments and real estate alongside spending
Cons
- No Android app listed
- No free plan
- AI is positioned as automation, with no chat coach described
Key capabilities
Frequently asked questions
How much does Copilot Money cost?
The site lists $95 per year, which works out to about $7.92 per month, and advertises a free trial.
Which devices does Copilot Money support?
The site lists web, iPhone, iPad and Mac. No Android app is mentioned.
What does the AI in Copilot Money do?
The vendor says it learns spending patterns and tags every transaction automatically, and it offers personalized recommendations. It describes tools, not licensed financial advice.